The Cost-of-Living Crunch: Why Everything Feels More Expensive

Family in cost of living crunch

If it feels like your money isn’t stretching as far as it used to, you’re definitely not imagining it. Grocery prices have climbed, everyday services cost more, and even essential expenses like insurance and utilities have crept up. Many households are feeling squeezed from all directions, and the pressure hasn’t eased as quickly as people … Read more

Keeping Up With the Joneses: Why It Happens, Why It Hurts, and How to Break Free

Picture of houses in street with cars.

Most of us have felt it at some point—that quiet pressure to match what other people around us seem to have. Maybe a neighbour buys a new car, a friend shows off a renovated kitchen, or someone at school or work gets the latest phone. Even if we were perfectly happy before, suddenly we feel … Read more

The Ultimate Guide to Building an Emergency Fund

emergency sign outside hospital entrance

Financial emergencies can strike at any moment, from unexpected medical bills to sudden job loss or car repairs. Yet, far too many individuals find themselves ill-prepared to weather these storms, facing financial stress and hardship as a result. Are you unsure where to begin building an emergency fund, or wanting to check if you have … Read more

Revolutionize Your Financial Perspective for Enhanced Success

close up of US one dollar bills

(Guest article by Elena Stewart) From fostering positive financial habits to achieving life goals, the path to success begins with the correct financial mindset. Join us as we provide you with practical steps to revolutionize your financial perspective for enhanced success. The way we think about money profoundly influences our financial success and overall life … Read more

Financial Planning for Special Needs Children: Essential Steps for Parents

person looking out the window while planning finances

Parents of special needs children face unique financial challenges as they strive to provide for their kids’ long-term well-being. It’s crucial to have a solid financial plan in place since special needs children often require ongoing support and care throughout their lives. Today, we share some important tips on financial planning for special needs children … Read more

The Best Ways to Use Credit Cards in Modern Finance

opened wallet containing several credit cards

Credit cards have become a tool for managing finances and enjoying the convenience of purchasing a wide range of goods and services. They offer a gateway to a world of purchases, rewards, and flexibility. However, just like many other powerful tools, credit cards possess both positive and negative attributes, making them a double-edged sword in the … Read more

Beyond the Balance Sheet: Financial Strategies Every Entrepreneur Needs

team of people working through company finances

(Guest article by Elena Stewart) Every small business owner envisions their endeavor thriving and expanding. While passion and tenacity undoubtedly play pivotal roles in this journey, it’s often the mastery of financial knowledge that shapes the direction of success. Grasping the intricacies of finance doesn’t just underpin daily operations, but it also equips businesses with … Read more

When To Pay Off Debt Versus Invest: How to Choose

double graphic comparing paying off debt versus investing in stocks

Money has always been a complex subject, and a common financial decision people face is whether to prioritize paying off their debts or invest for the future. It’s a tough decision that can have an impact on one’s financial well-being. In this article, we’ll cover the primary factors that should be considered when making this … Read more

The Cycle of Wealth Building – Part 1

Image of the cycle of wealth building, starting with active income.

Building wealth is achieved in stages and requires a repetitive cycle of activities to succeed. These activities include earning money and distributing the money into savings and investments. The investments close this cycle of wealth building by making more money. If you would like to learn how to accelerate your wealth-building journey, read on to … Read more